xbaj Terms and Conditions

xbaj (hereinafter referred to as "the Platform", "we", or "xbaj") provides an online entertainment and betting service for users in Bangladesh. These terms and conditions ("Terms") apply to the website https://xbaj.cam and all services connected to it.

By accessing this website, creating an account, or using any of xbaj's services, you confirm that you have fully read, understood, and agreed to comply with these Terms. If you do not agree with any part of these Terms, please refrain from using the platform.

1.1 Definition of Services

xbaj's services include: online casino games (slots, live casino, fishing games), sports betting (cricket, football, kabaddi and others), lottery, bingo, and other entertainment gaming activities. These services are provided for entertainment purposes only.

1.2 Applicable Law

These Terms shall be governed in accordance with applicable law for their interpretation, enforcement, and the resolution of any disputes. xbaj is committed to complying with the legal provisions applicable to its platform.

2.1 Age Requirement

To create an account and use the services on xbaj, you must be at least 21 years of age. This platform is approved for users aged 21 and above only. Providing a false age at registration will result in the immediate closure of the account and all balances may be forfeited.

2.2 One Account Per Person

Each individual may operate only one account. If multiple accounts belonging to the same person or family members are found, or if duplicate accounts operated from multiple devices or IP addresses are detected, all related accounts will be closed.

2.3 Providing Accurate Information

You are required to provide true, complete, and up-to-date information at the time of registration. The following information must be provided accurately:

• Full name (as per national identity card)
• Date of birth (for accurate age verification)
• Active mobile number
• Email address (if applicable)
• Preferred payment method details

xbaj reserves the right to close an account at any time if false or misleading information is provided.

2.4 Identity Verification (KYC)

xbaj may request identity verification at any time for withdrawals above a certain amount, unusual activity, or for security purposes. In such cases, you may be required to submit the following documents:

• Scanned copy of National Identity Card (NID) or passport
• A recent selfie or photograph
• Proof of ownership of the payment method

Withdrawals may be temporarily suspended until verification is complete.

The security of your xbaj account is entirely your responsibility. Keep your login details (username, password, PIN) confidential and do not share them with anyone else.

3.1 Account Security Guidelines

• Use a strong and unique password
• If you notice any suspicious activity, notify xbaj support immediately
• Always log out after using a public device
• Keep your account information regularly updated

3.2 Responsibility for Unauthorized Use

You will be personally responsible for all activities carried out from your account, unless you can prove that unauthorized access to the account has occurred. If you suspect unauthorized access, contact support immediately.

xbaj supports Bangladesh's popular mobile banking methods. All transactions are secured with SSL encryption.

4.1 Accepted Payment Methods

4.2 Deposit Terms

• Minimum deposit amount: ৳300 (the same for each method)
• Deposited amounts are generally credited to the account instantly
• If a deposit fails, the full amount will be refunded
• Do not attempt to submit the same transaction multiple times
• Deposits from third-party accounts are prohibited

4.3 Withdrawal Terms

• Minimum withdrawal amount: ৳500
• Withdrawal processing time: within 30 minutes to 3 hours
• Withdrawals are only possible via the same method used for the deposit
• Required wagering conditions must be met before making a withdrawal
• Large withdrawals may be suspended if KYC verification has not been completed

4.4 Transactions Suspected of Fraud

xbaj reserves the right to investigate any suspicious transaction and suspend it if necessary. If evidence of money laundering or fraud is found, the relevant account will be closed and the authorities may be notified.

5.1 Welcome Bonus

New members will receive a 120% bonus on their first deposit, up to a maximum of ৳10,000. After claiming this bonus, the combined total of the deposited amount and the bonus amount must be wagered at least 10 times (10x) before a withdrawal can be made.

5.2 General Bonus Terms

• A bonus can be received only once per account
• Bonus funds cannot be withdrawn directly; withdrawal is only possible after wagering is complete
• Bonuses may have a specific time limit for claiming (this will be stated on each offer's page)
• If bonus abuse or an attempt to claim bonuses through multiple accounts is detected, the bonus will be forfeited
• xbaj reserves the right to modify or cancel any bonus offer

5.3 VIP Cashback Program

xbaj's VIP program has five tiers, each offering increasing benefits:

• Bronze: weekly cashback up to 0.2%
• Silver: weekly cashback up to 0.4%
• Gold: weekly cashback up to 0.6%
• Platinum: weekly cashback up to 0.8%
• Diamond: weekly cashback up to 1.0%

You can advance to higher VIP tiers through regular activity. The cashback amount will be automatically credited to your account every week.

All games on xbaj are conducted in a completely fair and transparent manner. Game outcomes are determined impartially using Random Number Generator (RNG) technology.

6.1 General Rules of Gaming

• Each game has its own rules and regulations; please read them before starting a game
• Once a bet is placed, it generally cannot be cancelled or changed
• If a game is interrupted due to a technical error, the game will resume from the last confirmed state prior to the error, or the bet amount will be refunded
• In live casino games, the dealer's decision is final

6.2 Sports Betting

• Official results from recognized sports bodies are used to determine bet outcomes
• If an event is postponed or cancelled, the bet amount will be refunded (specific rules apply)
• Match-fixing or taking advantage of insider information is strictly prohibited
• Bets may be voided if unusual betting patterns are detected

The following activities are strictly prohibited on the xbaj platform and, if detected, will result in the account being closed:

7.1 Technical Abuse

• Attempting to hack, crack, or gain unauthorized access to the gaming system
• Playing games using automated bots, scripts, or software
• Attempting to access from restricted regions using a VPN or proxy
• Exploiting system vulnerabilities or bugs for personal gain (please report them immediately)

7.2 Financial Fraud

• Using stolen or unauthorized payment methods
• Attempting chargeback fraud
• Money laundering or cleaning of illegal funds
• Bonus abuse through multiple accounts

7.3 Social Violations

• Misconduct or threatening behavior toward other players or staff
• Providing false or misleading information
• Unauthorized use of xbaj's intellectual property

8.1 Account Suspension by xbaj

xbaj reserves the right to temporarily suspend or permanently close an account in the following circumstances:

• If a violation of these terms is suspected or proven
• If fraudulent activity is detected
• Failure or discrepancies in KYC verification
• Upon instruction from a regulatory body or law enforcement authority
• Extended inactivity (after a specified period of time)

8.2 Account Closure by the User

You may request to close your account at any time via live chat or email. Complete any pending withdrawals before closing your account and take into account the wagering requirements of any active bonuses.

8.3 Inactive Account Policy

An account that remains inactive for 12 consecutive months may be marked as an "inactive account". A maintenance fee may be deducted from such an account's balance each month. If the balance reaches zero, the account will be closed.

xbaj is an entertainment platform. xbaj's liability is limited in the following matters:

9.1 Limited Liability

• If a game is interrupted due to technical errors, server outages, or internet connection issues
• If a transaction is delayed due to issues with a third-party payment provider
• If loss occurs due to a fault in your device or software
• If account information is disclosed to a third party due to your own negligence

9.2 Risk of Play

Online betting and gaming carry financial risk. You agree that you are playing voluntarily and at your own responsibility. xbaj is not liable for any financial loss you incur as a result of gaming. Never wager money that you cannot afford to lose.

xbaj believes in responsible gaming. We encourage our members to enjoy entertainment in a healthy and controlled manner.

10.1 Self-Set Limits

You can set the following limits on your account yourself:

• Daily / weekly / monthly deposit limits
• Daily / weekly loss limits
• Session time limits
• Temporary self-exclusion (temporarily restricting yourself from your account)

10.2 Help & Support

If you notice any signs of gambling addiction, please contact our support team or seek professional help. More detailed information is available on our responsible gaming page.

10.3 Protection of Minors

xbaj's services are for users aged 21 and above only. Parents and guardians also bear responsibility for protecting minors from gaming. The use of parental control software is recommended.

The protection of your personal information is xbaj's highest priority. We keep your information secure using SSL encryption and the latest security technology.

11.1 Data Collection & Use

Information collected during your registration and use of the platform is used for the following purposes:

• Account management and identity verification
• Transaction processing and fraud prevention
• Providing customer service
• Fulfilling legal obligations
• Service improvement and personalization

11.2 Data Sharing

Your personal information is not sold or disclosed to third parties without authorization. Information may only be shared for payment processing, identity verification, and as required by regulatory authorities under applicable law. Please read our Privacy Policy for more details.

12.1 Right to Amend Terms

xbaj reserves the right to amend these terms and conditions at any time. For significant changes, we will endeavor to notify you via your registered email or through a notification on the platform. If you continue to use the platform after any changes, you will be deemed to have accepted the revised terms and conditions.

12.2 Severability

If any part of these terms and conditions is found to be invalid or unenforceable under applicable law, that part will be removed and the remaining terms and conditions will remain fully in effect.

12.3 Entire Agreement

These terms and conditions, the Privacy Policy, and the Responsible Gaming Policy together constitute the entire agreement between xbaj and the user. This agreement supersedes any prior oral or written understandings.

12.4 Contact

If you have any questions or objections regarding these terms and conditions, please contact us: